Budgeting

Debt Snowball vs Avalanche: Which Is Better, With a Spreadsheet Walkthrough

How the debt snowball and debt avalanche methods work, a worked example comparing them, and how to set up a debt payoff spreadsheet in Excel or Google Sheets.

budgeting

How to Budget With Irregular Income: A Step-by-Step Method That Works

A practical way to budget when your pay changes every month (freelance, commission, gig or seasonal work), with a baseline budget, a buffer account and a simple monthly routine.